| | Merchant accounts and credit card merchant services Overview: | | Anyone who wishes to process credit cards must first obtain a credit card merchant account with a bank. Once a merchant account has been issued to you, you have the option of processing credit cards with a terminal (similar to what retail stores use), computer software, or a real-time Internet processing system. If you sell products/services on the Internet, a real-time Internet processing system is your best choice. With free access to a secure server, your customers can order from you with confidence, rather than sending their credit card information via email, which is insecure and unsafe. When you complete your free, online application with AIS, we'll even set you up with a low-rate credit card merchant account free of charge ($295.00 value). | How The Merchant Account System Works: | | Customers can place orders with their credit cards on your Web Site 24 hours a day, 7 days a week. - Customer simply completes your online order form and clicks a button to submit the order.
- Customer is transferred to a secure server via SSL.
- Within seconds, the credit card is verified, the transaction is processed, and an authorization code is issued.
- An order confirmation is emailed to both you and your customer.
- The funds are deposited directly into your business checking account and are available to you within 48-72 hours.
- The transaction appears on your customer's credit card statement under your company name, serving as a receipt.
Unlike other services, AIS TransAct Services does not require that your customers first install awkward "wallet" software or subscribe to an online payment system before they can make a purchase on your site. Those type of systems tend to drive a lot of sales away and limit your market. You are not limited to taking orders from your Web Site(s) only. You can process all credit card orders over with any computer that has an Internet connection, even if you receive orders by phone, fax, or in person. This system completely eliminates the need for an expensive credit card terminal or computer software. This system can quickly and easily integrate into your existing online order forms. No software or hardware is required by you or your customers. Your Web Site can then easily start processing your customers' credit card orders in real-time. Your site can be hosted on any server without compromising the security of your customer's data. The system also works with virtually any shopping cart. |  | | No Need To Get Your Own Secure Server Or SSL Certificate | | AIS TransAct Services eliminates the need for you to get your own secure server or SSL Certificate (which can cost $400 or more). Customers wishing to make a purchase from your Web Site simply complete your online order form and press the "Submit" button. Customers are transferred to a secure server via SSL. Within seconds, the account number is verified, the transaction is processed, and an authorization code is issued. It's that simple. | Can Your Business Benefit From Real-Time Internet Processing? | | Virtually any Internet-based business can benefit from a real-time Internet processing account. The type of businesses that can especially benefit include those that need to be able to deliver products or services instantly to their customers, such as software, membership-based or information service companies. What if your business delivers tangible products such as computer parts? How can you benefit? Consider the amount of time you spend processing orders manually or following up with customers when you receive invalid or declined credit card numbers. For as little as $1.83 a day, you can fully automate your ordering process and dedicate more time to revenue generating activities such as promoting your business. | Does Your Business Qualify? | | 1. Your business must have a physical location in the US and a US business checking account where the funds can be directly deposited into. 2. You must first have a credit card merchant account with a US bank that is compatible with real-time Internet processing. If you do not have a credit card merchant account, AIS can help you obtain one at no cost. Simply complete this FREE Online Express Application. A qualified eCommerce Account Executive will then contact you by telephone to answer any questions you may have and help you with the setup process. | |